Liquor Store Liability Insurance Cost

Insurance for Liquor Stores Liquor store insurance is necessary for almost any facility that sells spirits or any other form of alcoholic beverage. Liquor store insurance is an insurance policy that protects liquor stores from third-party claims resulting from a personal injury or accident caused by a person who was intoxicated after purchasing liquor from that store.

Package liquor stores sell a variety of bottled and packaged alcoholic beverages, including wine and beer, for consumption from the store. Beer kegs may be available. Domestic or foreign sources can be utilized.

For the things sold, functions must be licenced. Sales of liquor and alcohol may be limited, or the store could also sell soft drinks, nonalcoholic mixers, food, lottery tickets, or other goods. For the convenience of customers, some items may be offered refrigerated. Package liquor retailers are generally open till the early morning hours. They could be privately or corporately held, or they may be solely owned and operated by the state government.

This form of insurance is not limited by covering liquor stores. This also applies to bars, taverns, and restaurants that regularly offer alcohol consumption, as Liquor Store Insurance well as event organisers, wedding coordinators, and event managers. Individuals arranging a one-time event where alcohol consumption will be served are also covered by the liquor store insurance coverage.

Liquor store insurance can protect your business from litigation for less than $77 each month. Get a quick price and your certificate of insurance right away.